Rainy Day Funds: Preparing For The Future

The loss of income is a nightmare scenario for any family. Especially when you’re relying on that money to survive. The sudden loss of earnings could have drastic consequences for you or your family. Almost overnight, you aren’t sure how you’re going to pay the rent and your bills, let alone put food on the […]

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3 Reasons Why CFDs are a Safe Bet in 2016

January tends to be the month when investors hope to solidify their trading strategy for the upcoming year. Thanks to the prevalence of online trading platforms such as CMC Markets, the possibility to experience financial independence is now more of a reality than ever before. One of the most popular trading methods is to leverage […]

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How to improve and keep a good credit score

A good credit score is very important for financial success. You can describe a credit score as a three digit number calculated from your detailed credit report. This credit score is used to determine your worthiness for a loan, credit card or mortgage. It affects whether or not you will get approval for the service […]

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How to Improve Your Chances of Being Approved for a Personal Loan

Getting rejected for a personal loan is a negative thing on two fronts. First of all, you don’t get the money you need. But you’re also going to see a lower credit score. Rejected applications count against your score for at least a year going forward. With more rejections piling up, this can drive your […]

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US Interest Rate Hike: Why Markets Reacted the Way They Did

It is no longer news that after close to a decade, the US Fed Reserve finally made good on what Fed Chair Janet Yellen had been hinting on for quite some time now; increasing the interest rate. The Fed Reserve raised US benchmark rates from 0.25% to 0.5%. The markets had been anticipating this move […]

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Importance of Used Car Inspection before Purchase

Perhaps the most important point to make when buying a used car is this: ensure that you have your car properly inspected before buying, especially for pre-owned cards. Many a buyer has poured thousands of their hard-earned dollars into a vehicle only to find significant flaws which the seller conveniently neglected to mention. However, consumers […]

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4 Ways to Save Money while Supporting the Clean Energy Movement

For most of the last century, the majority of electric power has come from burning fossil fuels such as coal, oil and natural gas. Due to the effects of climate change, though, several countries are offering economic incentives to consumers who switch to “clean” energy sources. Although most homeowners can’t install wind-power generators in their […]

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