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Do you recognize the changes brought about by FICO and what they mean to you?

June 26, 2020 by Jonny Pean Leave a Comment

Credit_Score

On the 24th of January, 2020, FICO declared their latest rendition of FICO score which is a 3-digit number that determines the credit risk of an individual. This new model for scoring will take into account the debt levels of the consumers and will closely monitor personal loans. The previous model for calculating your score used to take screenshots of the payment history of an … [Read more...]

CFPB accuses Two of the Biggest Credit Repair Firms for Deceptive Practices

February 18, 2020 by Jonny Pean Leave a Comment

repair_credit

If you’ve been following the news on the credit repair industry, you would know that CFPB, the consumer watchdog agency has alleged the owners of 2 of the biggest credit-repair companies and accused them of charging illegal fees from their consumers and also adopting abusive and deceptive sales strategies. According to a complaint that was filed in the American District Court … [Read more...]

Use a Debt Avalanche To Wipe Out Your Balances

February 6, 2020 by Jonny Pean Leave a Comment

Do you find yourself wondering how you are ever going to repay the balances on your credit cards while still paying your other bills? There is no need to wonder any longer. Benefiting from the method of debt avalanche can help decrease interest payments and wipe out your balances.  The method needs you to get a firm grasp on your finances. with a few basic steps, you … [Read more...]

Make Your Kids Moneywise, How to Raise Financially Aware Children

February 5, 2020 by Jonny Pean Leave a Comment

Financial education

Most parents dread the thought of teaching their kids about money unless they reach 15 years of age. Even if they try to talk to them about money before they reach their teenage, it isn’t too effective. They prefer sticking to the surface-level or basic topics like saving and budgeting that could hamper the knowledge of the kid in the long run. According to National Center for … [Read more...]

Fix Your Money Problems in the New Year

December 28, 2019 by Jonny Pean 2 Comments

The moment that you’ve recovered from the champagne hangover and the other consequences of your New Year’s Eve celebration, you’re going to write down your resolutions for the next twelve months. Before you start coming up with goals like getting a new gym membership or learning a new language, you should put one resolution at the top of the list: pay back your debt. The … [Read more...]

Credit Repair Companies Extend Home Buying Assistance

August 3, 2019 by Jonny Pean Leave a Comment

You’re bound to find credit repair companies all over the U.S. and UK. Besides while going through the local newspaper, you’re likely to find them on the roadside and on the radio. What do these credit repair companies do? Can they really help you? You must understand the fact that these credit repair companies are more knowledgeable and experienced in dealing with your … [Read more...]

Does Your Credit Score Matter if You are a Senior?

July 29, 2019 by Jonny Pean 1 Comment

Credit_Score

There is no doubt about the fact that in today’s society, having good credit is most important. But is it equally important for a person who has crossed 50 years of age and you’ve established your credit for yourself? Does your credit score still matter even if you don’t need student loans or car loans or mortgage loans? Well, the majority of the financial planners and … [Read more...]

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