You’re bound to find credit repair companies all over the U.S. and UK. Besides while going through the local newspaper, you’re likely to find them on the roadside and on the radio. What do these credit repair companies do? Can they really help you? You must understand the fact that these credit repair companies are more knowledgeable and experienced in dealing with your … [Read more...]
Does Your Credit Score Matter if You are a Senior?
There is no doubt about the fact that in today’s society, having good credit is most important. But is it equally important for a person who has crossed 50 years of age and you’ve established your credit for yourself? Does your credit score still matter even if you don’t need student loans or car loans or mortgage loans? Well, the majority of the financial planners and … [Read more...]
How Credit Affects the Life of a Graduate
It’s a fact that all opportunities of achieving fresh mortgage, car loans, and credit cards are affected by your credit. However, lenders aren’t the only group that runs a check on the credit history of a student. There are a few other parties that check out your credit-worthiness before approving your loan application. Check out a list of others that run through your credit … [Read more...]
How to Measure the Cost of Debt for a Business
The return that the debtors and creditor achieve from a company is termed as the cost of debt. Lending a substantial amount to a company exposes the capital providers to a considerable amount of business risk, which needs to be compensated. Instead of calculating the cost of equity, it’s easier to calculate the cost of debt since the cost of debt is quantified by the real … [Read more...]