Have you ever wondered about the financial benefits of getting married? While you’re high on love and you plan to get married to your lover or your beloved, it is most likely that you won’t think of the financial pros and cons of this lovey-dovey affair. Did you know that the government is requesting civil partners and married couples to register for a brand new tax allowance? … [Read more...]
Does Your Credit Score Matter if You are a Senior?
There is no doubt about the fact that in today’s society, having good credit is most important. But is it equally important for a person who has crossed 50 years of age and you’ve established your credit for yourself? Does your credit score still matter even if you don’t need student loans or car loans or mortgage loans? Well, the majority of the financial planners and … [Read more...]
Is Your Retirement Income Enough to Help You Lead a Financially Secured Retired Life?
Even a few years back, the total amount of income that you make during retirement was figured as a three-legged stool, where one leg constituted the employer pensions, another was the Social Security benefits and the other retirement savings. Since then, a lot has changed. There are many amongst us who don’t have employer pensions and hence this makes the whole thing a 2-legged … [Read more...]
Retire Safe and Take the Best Investment Decisions – How to get a Predictable Income?
For majority of the retirees, one of the biggest concerns is how to find out a predictable and robust source of income. In order to maintain an affluent lifestyle (which is almost similar to their employed days), they need to know the tricks of generating enough cash. One of the key sources of steady cash is definitely Social Security and there are few others who also have a … [Read more...]
Do the Americans seem to be unduly confident about their retirement?
Research suggests that Americans are currently more optimistic as compared to what they have been throughout the past few years about retirement life. However, the only question is whether or not the Americans will have enough money to fall back on during their retirement. As per a new study by Employee Benefit Research Institute, there has been too much of confidence among the … [Read more...]